BEGIN:VCARD
VERSION:3.0
N:Bhatia ;Shyam
FN:Shyam Bhatia 
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
ADR;WORK:;;1212 Highway 6;Sugar Land;TX;77478
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 2802064=0D=0ASupervisory Office:=0D=0A20 Greenway Plz=0D=0AHouston, TX 77046=0D=0A832-681-2183=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:shyam.bhatia@ml.com
URL;WORK:https://fsa.merrill.com/shyam-bhatia
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/3551692E-D613-4638-B2DC-DD6BC5A0E24C.jpg
TEL;type=WORK;VOICE:346-279-1270
TEL;type=WORK;type=FAX:
TITLE:Financial Solutions Advisor
END:VCARD