BEGIN:VCARD
VERSION:3.0
N:Alvarez ;John
FN:John Alvarez 
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
ADR;WORK:;;260 Crandon Blvd;Key Biscayne;FL;33149
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 2226121=0D=0ASupervisory Office:=0D=0A401 E Las Olas Blvd=0D=0AFort Lauderdale, FL 33301=0D=0A954-765-2296=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:john.j.alvarez@ml.com
URL;WORK:https://fsa.merrill.com/john-j-alvarez
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/686365D7-D127-469F-BD99-CB731CFB8DF5.jpg
TEL;type=WORK;VOICE:786-460-4638
TEL;type=WORK;type=FAX:866-220-9993
TITLE:Financial Solutions Advisor
END:VCARD