BEGIN:VCARD
VERSION:3.0
N:Heredia CRPC™;Esteban
FN:Esteban Heredia CRPC™
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
ADR;WORK:;;27489 Ynez Rd;Temecula;CA;92591
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 1145593=0D=0ASupervisory Office:=0D=0A3550 Vine St=0D=0ARiverside, CA 92507=0D=0A951-369-3816=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:esteban.heredia@ml.com
URL;WORK:https://fsa.merrill.com/esteban-heredia
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/D9C1B89F-93F4-4B47-B61B-9A1EAE02FA63.jpg
TEL;type=WORK;VOICE:951-383-6918
TEL;type=WORK;type=FAX:866-449-0942
TITLE:Financial Solutions Advisor
END:VCARD