BEGIN:VCARD
VERSION:3.0
N:Chwala ;Bo
FN:Bo Chwala 
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
ADR;WORK:;;1212 Prosperity Ave;Saint Paul;MN;55106
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 2822808=0D=0ASupervisory Office:=0D=0A510 E 96th St=0D=0AIndianapolis, IN 46240=0D=0A763-614-3252=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as 'MLPF&S' or 'Merrill') makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ('BofA Corp.'). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ('MLLA') is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:bo.chwala@ml.com
URL;WORK:https://fsa.merrill.com/bo-chwala
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/5AAA39B8-F8DF-4457-8397-88BFE90E4A45.jpg
TEL;type=WORK;VOICE:651-968-2109
TEL;type=WORK;type=FAX:
TITLE:Financial Solutions Advisor
END:VCARD