BEGIN:VCARD
VERSION:3.0
N:Lee ;Spencer
FN:Spencer Lee 
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
ADR;WORK:;;166 Berry St;Brooklyn;NY;11249
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 2771851=0D=0ASupervisory Office:=0D=0A1114 Ave Of The Americas=0D=0ANew York, NY 10036=0D=0A212-449-0703=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:spencer.lee2@ml.com
URL;WORK:https://fsa.merrill.com/spencer-lee2
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/59902D1B-36C2-40FB-A4D3-3E467B5C8B80.jpg
TEL;type=WORK;VOICE:929-552-1602
TEL;type=WORK;type=FAX:
TITLE:Financial Solutions Advisor
END:VCARD