BEGIN:VCARD
VERSION:3.0
N:Pacek ;Charles
FN:Charles Pacek 
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 1143659=0D=0ASupervisory Office:=0D=0A2555-2595 W Chandler Blvd=0D=0AChandler, AZ 85224=0D=0A480-224-5587=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as 'MLPF&S' or 'Merrill') makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ('BofA Corp.'). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ('MLLA') is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:charles.o.pacek@ml.com
URL;WORK:https://fsa.merrill.com/charles-o-pacek
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/008F6272-0800-C655-A38E-0BE785F17F7F.png
TEL;type=WORK;VOICE:888-654-6837
TEL;type=WORK;type=FAX:866-356-8721
TITLE:Financial Solutions Advisor
END:VCARD