BEGIN:VCARD
VERSION:3.0
N:Nickerson CFP®,CRPC™;Joseph
FN:Joseph Nickerson CFP®,CRPC™
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 2283882=0D=0ASupervisory Office:=0D=0A11333 Mccormick Rd=0D=0AHunt Valley, MD 21031=0D=0A877-653-4732=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as 'MLPF&S' or 'Merrill') makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ('BofA Corp.'). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ('MLLA') is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:joseph.nickerson@ml.com
URL;WORK:https://fsa.merrill.com/joseph-nickerson
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/36A01604-A11D-405D-95E0-65803BAF166A.jpg
TEL;type=WORK;VOICE:888-654-6837,1591119
TEL;type=WORK;type=FAX:
TITLE:Financial Solutions Advisor
END:VCARD