BEGIN:VCARD
VERSION:3.0
N:Nghiem AWMA™,CRPC™;Andy
FN:Andy Nghiem AWMA™,CRPC™
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
ADR;WORK:;;5812 Edinger Ave;Huntington Beach;CA;92649
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 1635910=0D=0ASupervisory Office:=0D=0A500 Newport Ctr Dr=0D=0ANewport Beach, CA 92660=0D=0A949-718-6659=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:andy.nghiem@ml.com
URL;WORK:https://fsa.merrill.com/andy-nghiem
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/CA929254-D305-413F-9CED-607E666223E3.jpg
TEL;type=WORK;VOICE:714-274-7327
TEL;type=WORK;type=FAX:866-449-0942
TITLE:Financial Solutions Advisor 
END:VCARD