BEGIN:VCARD
VERSION:3.0
N:Barraza ;Oscar
FN:Oscar Barraza 
ORG:Merrill Lynch, Pierce, Fenner & Smith Incorporated
ADR;WORK:;;503 W Benjamin Holt Dr;Stockton;CA;95207
NOTE;ENCODING=QUOTED-PRINTABLE:NMLS ID 2725665=0D=0ASupervisory Office:=0D=0A555 Capitol Mall=0D=0ASacramento, CA 95814=0D=0A916-648-6370=0D=0A=0D=0AMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as 'MLPF&S' or 'Merrill') makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ('BofA Corp.'). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AMerrill Lynch Life Agency Inc. ('MLLA') is a licensed insurance agency and wholly owned subsidiary of BofA Corp.=0D=0A=0D=0ABanking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.=0D=0A=0D=0AInvestment products offered through MLPF&S and insurance and annuity products offered through MLLA:=0D=0AAre Not FDIC Insured  =0D=0AAre Not Bank Guaranteed =0D=0AMay Lose Value=0D=0AAre Not Deposits=0D=0AAre Not Insured by Any Federal Government Agency =0D=0AAre Not a Condition to Any Banking Service or Activity
EMAIL;WORK:obarraza@ml.com
URL;WORK:https://fsa.merrill.com/obarraza
PHOTO;VALUE=URI;TYPE=JPEG;:https://images.em.bankofamerica.com/AMP/7012D247-52C3-4D6F-80CD-97AFAA99FAF9.jpg
TEL;type=WORK;VOICE:209-395-0786
TEL;type=WORK;type=FAX:
TITLE:Financial Solutions Advisor
END:VCARD